The installment payment of CCB Longka credit card (hereinafter referred to as "installment payment") refers to the business that the cardholder calls our bank to apply for the installment payment of the consumption amount one by one and repays it monthly within the agreed period from the time after consumption to 2 days before the latest bill date (foreign currency consumption must be recorded in the consumer transaction to 3 working days before the latest bill date).

advantages: the consumption of applying for this business is not limited by shops and commodities, as long as the transaction meets the conditions of our bank and a certain handling fee is paid every month.

applicable crowd: the main cardholders of Longka Credit Card.

applicable conditions: the cardholder spends RMB, 1 yuan or equivalent foreign currency with a single credit card.

number of optional periods: 3, 6, 12, 18 and 24 periods can be selected freely (one period per month).

Processing flow

Step 1: Read the agreed terms of consumption installment business through the website of CCB;

step 2: call 4-82-588 (please call 21-3869588 for non-4 service areas, and call 86-21-3869588 for overseas) for manual service during the period from consumption to 2 days before the latest bill date (foreign currency consumption must be accounted for after the consumption transaction to 3 working days before the latest bill date);

step 3: apply for consumption by stages;

after accepting the application, our bank will complete the processing within 2 days, and the audit result will be informed by SMS. Cardholders can also call 4-82-588 (please call 21-3869588 for non-4 service areas and 86-21-3869588 for overseas) for enquiries.

rate standard: .7% for 3 installments, .6% for 6 installments, .6% for 12 installments, .6% for 18 installments, and .6% for 24 installments.

reference example:

if your billing date is 17th, you buy a 25-yuan household appliance on April 8th, 215, and on the third day after swiping the card. The number of installments is 12. The handling fee rate of the 12 installments you selected is .6%, so the monthly repayment amount is: 25× .6%+25 ÷ 12 = 15+3 = 223.33 yuan, that is, you only need to repay 223.33 yuan every month without paying other fees.