In fact, the easiest way to know the specific reasons is to call the bank customer service directly.

Extended data:

Several cases of bank refusal to pay.

1, bank card limit At present, banks have a limit on the amount paid through third-party channels. Different banks have different regulations, generally 50,000 yuan /65438+ 10,000 yuan/200,000 yuan. If you want to increase the payment limit, you need to apply separately, so the biggest possibility of this fund is that the payment exceeds the limit and the bank refuses to trade.

2. If the credit card with bad record is a savings card, it can be paid as long as the account is not frozen and the balance is sufficient; However, if you choose a credit card, if your credit history is currently bad, then the bank may suspend your payment authority, and the above-mentioned refusal will occur.

3. The bank card has expired or reported the loss. For example, your credit card has expired (the validity period of a credit card is usually three to five years) or your bank card has reported the loss and has not been unsealed yet. If you forget it carelessly, the above payment will fail.

4. The trading system determines that the risky consumer has repeatedly paid in the same IP in a short period of time, and there are other illegal acts such as cashing, money laundering and fraud, and the system will refuse to deduct the money. Or if the IP paid by the consumer comes from an area listed as high risk by international credit card organizations, the system will rate it as a high-risk transaction and refuse to deduct money.

5. Other circumstances, such as too many wrong payment passwords, being locked (but this is usually an error in the display password), an error in the bank system, or your account being frozen by the court. The above situation is the most common case of bank refusal to pay. If you don't have any of the above situations, you can call the bank customer service to find out the specific situation and solve it.