CITIC Credit Loan is a relatively easy loan to apply for and does not need mortgage guarantee. So, what are the credit loans of CITIC? CITIC credit loans include credit card loans and online credit. Next, I will give you a detailed introduction of CITIC Credit Loan.

1. Credit card loan

Credit card loan is a traditional CITIC credit loan. As long as the average monthly income is above 3,000 for 6 months and the bank pays the salary, you can apply. The maximum amount is 300,000 yuan, and there are three options for the term:12,24,36. This kind of credit loan does not charge interest management fee, and the handling fee rate is monthly.

2. Online credit

Online credit is an online CITIC credit loan. You can apply for these credit loans as long as you deposit the provident fund. The minimum loan amount can reach 70,000 yuan, and the deposit and use of the provident fund of each depositor shall be determined; Moreover, the loan can be released in 2 minutes at the earliest, and the application is very extensive.

CITIC credit loan is very practical, with high credit card loan amount and low rate; The threshold for online loan application is low and the loan is fast. Moreover, CITIC credit loans are widely used, such as car purchase, decoration, shopping and tourism.