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JD.COM white stripe flash payment card, is it a silver credit card?

no. The electronic account of IOUs flash payment means that after you open IOUs flash payment, our cooperative bank will open a bank electronic account for you, which is a virtual savings card of a bank in Zhang Guangfa or Shanghai. You can check the flash payment card number in Jingdong Financial APP, and the path is as follows:

Jingdong Financial APP: White-White Flash Payment-My Flash Payment-View Card.