Legal analysis: After the court takes measures to freeze the deduction, it will leave a credit record in the bank. It will have a certain impact on personal large loans and other businesses in the future. The main factors that may affect the personal credit risk score are: repayment in loans overdue, failure to repay according to the agreed time limit and repayment amount after credit card overdraft, or too many loan accounts and credit cards.

Legal basis: Provisions on seizure, seizure and freezing of property in civil execution by people's courts Article 29 The time limit for the people's court to freeze bank deposits and other funds of the person subjected to execution shall not exceed six months, the time limit for seizure and seizure of movable property shall not exceed one year, and the time limit for seizure, seizure of immovable property and freezing of other property rights shall not exceed two years. Except as otherwise provided by laws and judicial interpretations. If the person subjected to execution applies for an extension of the time limit, the people's court shall go through the formalities of sealing up, distraining and freezing before the expiration of the time limit for sealing up, distraining and freezing, and the extension period shall not exceed half of the time limit specified in the preceding paragraph.

Provisions of the people's court on seizure, seizure and freezing of property in civil execution Article 30 If the time limit for seizure, seizure and freezing expires and the people's court fails to go through the extension procedures, the effectiveness of seizure, seizure and freezing will be extinguished. If the seized, detained or frozen property has been auctioned, sold or paid off, the effectiveness of the seizure, detention and freezing shall be extinguished.