If it is an ICBC credit card, it is free to activate the SMS notification service. If it is an ICBC Money Link debit card, there is a fee for activating SMS notifications, usually 2 yuan per month.

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Bank cards issued by ICBC are divided into debit cards and credit cards.

ICBC savings cards are classified in the following ways:

1. By brand, there are Money Link cards, Elite Club account cards, and ICBC Wealth Club Elite account cards;

< p>2. According to the card function, there are chip cards (including single chip cards, magnetic stripe chip composite cards) and magnetic stripe cards;

3. According to the type of co-branding, there are wealth management merchant cards, military protection cards Card, Funong Money Link Card, etc.;

4. According to the issuing area, there are national savings cards and regional savings cards.

ICBC credit cards are classified in the following ways:

1. According to whether they enjoy the interest-free repayment period, they are divided into: credit cards and quasi-credit cards;

2. According to the credit level, it is divided into: black gold card, platinum card, gold card and ordinary card;

3. According to the account currency, it is divided into: RMB card, dual currency card (including multi-currency card) );

4. Divided by brand: UnionPay card, VISA card, MasterCard, American Express, JCB card, Diners Club, etc.;

5. Divided by card issuer : Personal card and organizational (business) card, personal card is divided into main card and secondary card;

6. According to the information carrier, it is divided into: magnetic stripe card, chip card and magnetic stripe chip review card.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc.

Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.

Starting from August 1, 2017, the annual bank card management fee will be cancelled, and some basic financial service charges of commercial banks will be suspended. On April 22, 2019, China UnionPay released the "China Bank Card Industry Development Report (2019)".

On August 15, 2020, Baidu, Baixin Bank and China UnionPay launched China’s first digital bank card-Baidu Quick Pass Card. On August 31, China UnionPay released the first digital bank card “UnionPay Unbounded Card”.