bank of communications credit card. According to the way of credit card processing, Bank of Communications can get the card the fastest, and generally it can be received within one week after online application, so it is easy to apply, but the amount is small; Pufa credit card approval is also good, and the amount is not large, but there are relatively many activities; Guangfa Credit Card is slightly stricter than the approval, but the amount is large, and the card is not as fast as Bank of Communications, and there are more activities;

Everbright Bank has approved it well, and the online application is generally 5,-1,, with a relatively large amount and many activities; Huaxia credit card, the amount is relatively large, the approval is relatively loose, and there are fewer activities; The credit card of China CITIC Bank has a relatively large credit card quota for women, while that for men is relatively small, with less activities. The credit card approval of China Merchants Bank is slightly stricter, the quota is ok, and there are many activities; The credit card review of the four major state-owned banks is relatively strict, and the relative amount is not too large.

1. According to the Report on the Deep Investigation and Investment Strategic Planning of China Credit Card Industry in 213-217, since 21, in order to curb the excessive rise of asset prices and control inflation, the China government has implemented a prudent monetary policy and adopted a series of moderate austerity measures, which shows that macro-prudence and strengthening capital supervision have become the core of banking supervision in China, and various austerity money supply operations and capital restraint policies have affected the liquidity level, credit supply rhythm and structure of China commercial banks. The analysis shows that the evolution of the industry structure has further optimized and diversified the product portfolio, and also increased the research and development of new industry standards and mobile payment; Deepening credit penetration; Staging business is developing in depth.

2. It is said that one day in 195s, American businessman Frank McNamara entertained guests at a restaurant in new york. After eating, he found that he had forgotten his wallet with him, and he had to call his wife to bring cash to the restaurant to settle the bill, so he was deeply embarrassed, so McNamara came up with the idea of establishing a credit card company. In the spring of 195, McNamara and his good friend Schneider jointly invested 1, US dollars to establish the Diners Club, the predecessor of Diners Credit Card Company, in new york. Diners' Club provides members with a card that can prove their identity and ability to pay. With the card, members can charge to the designated 27 restaurants without paying cash. This is the earliest credit card. This kind of credit card that does not need to be handled by a bank belongs to commercial credit card.