Agricultural Bank of China credit card application technology

Process at the counter:

1. Go to the bank branch where the credit card is processed, or ask the staff of the local bank's credit card center , fill out the credit card application form. The content of the application form generally includes the name of the applicant, basic information, financial status or source of income, guarantor and his basic information, etc.;

2. Submit certain copies of documents and certificates to the card issuing bank. ;

3. After filling in the application form truthfully, you must submit the relevant credit certificate together with the completed application form;

4. The application form is accompanied by a credit card. For the contract, the applicant authorizes the card issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card issuing bank's privacy protection policy, etc., and must have his or her signature;

5. Credit card application process Basically completed, waiting for the credit card to be issued. Does the Agricultural Bank of China credit card support card application?

All commercial banks accept credit cards, and the credit limit is generally not very low. If your credit card limit was high enough in the past, it would be better to apply for an Agricultural Bank of China credit card. Which card is faster?

Among the mainstream banks, Bank of Communications, Guangfa, Ping An Pudong, Industrial Bank, and Everbright are all relatively fast and Support card application. Can I apply for an Agricultural Bank of China credit card at a bank?

You can go to the bank to apply for a credit card directly,

or the official website, APP, etc.

Banks value individuals having a stable job and a stable source of income.

1. The applicant should be 18-60 years old (25-60 years old for overseas applicants), have certain financial ability and have a good credit record.

2. The applicant for the supplementary card is 14 years old (inclusive) or above. The main cardholder can apply for the supplementary card for immediate family members (parents, spouse or children).

3. Original and copy of ID card.

4. Proof of employment and income (these must be stamped by the employer).

5. Those with non-local household registration also need to provide proof of residence

6. Individuals must also provide the following materials: proof of business operation for more than two years, a verified business license or tax registration certificate; business premises contract or certificate of ownership (i.e. real estate certificate).

Warm reminder:

If you want to apply for a higher credit limit, prepare some financial proof materials, which can be salary records issued by the bank, or income tax withholding certificates (tax payment certificates) , or documents that can prove the level of financial resources such as houses, cars, deposits and investment market value. The real estate certificate must contain the name of the person or his spouse, with proof of relationship; the car driving license must be in his name. I want to apply for a credit card with an Agricultural Bank of China credit card

Tiangang Shengshi Technology Co., Ltd. specializes in POS machine sales of credit cards to apply for credit!

12 important techniques for increasing credit card limits: < /p>

1. Frequency-based credit increase editing

Frequent use of credit cards, regardless of the amount, as long as the card can be swiped, it will definitely be swiped.

2. Edit the amount-based amount increase

It is best to produce monthly bill consumption that is at least 30% of the total limit.

3. Temporary quota increase editing

If you need to increase the quota due to short-term needs such as holidays, tourism, business trips, etc., you can apply for a temporary quota increase, which will be easier to approve.

4. Curve limit increase editing

Curve limit increase refers to the purpose of increasing the total personal limit by continuously applying for credit cards from the same bank.

5. Card cancellation and limit increase editing

If you cancel the card without increasing the limit, sometimes it will work. Experts warn, use with caution.

6. Persistent quota increase editing

If you continue to apply for quota increase by phone, sometimes different customer service applications will be processed differently.

7. Dormant Suspension Limit Increase Edit

In order to deactivate the card for a period of time, the bank has certain incentives for the activation of dormant cards.

8. Editing of foreign exchange transaction-style increase

If you have the ability to spend foreign currency, you can use foreign exchange transactions to increase the number of transactions.

9. Seize the opportunity to raise your quota

The time to raise your quota is also very important. It is most effective to apply on billing day or when your card has just been maxed out.

10. Continuous consumption-type credit increase editing

The bills for card consumption must be for 3 consecutive months without interruption, that is, consumption must be made every month.

11. Supplementary information-based bonus editing

Supplement more detailed personal information and provide more asset certificates.

12. Minimum repayment style and amount increase editing

Explain the recent need for money, and allow the bank to obtain interest, and achieve the purpose of increasing the amount based on good credit in the past. Can I apply for an Agricultural Bank of China credit card?

Agricultural Bank of China credit card cannot be applied for by card. If you want to apply for a card by card, it is possible if the credit card you hold has been used normally for more than 6 months! Agricultural Bank of China credit card application

Agricultural Bank of China Credit Card Application Conditions Individuals with full capacity for civil conduct and legitimate income can apply for a personal master card from Agricultural Bank of China (hereinafter referred to as the card-issuing bank) with their valid identity documents. Is it easy to apply for an Agricultural Bank of China credit card?

If you are over 18 years old, have a good credit record, and have legal, sufficient, and stable income or assets, you can try to apply for an Agricultural Bank of China credit card. Necessary application materials include identity documents and proof of income. If you can provide more proof of repayment ability, it will be helpful for applications with higher amounts. Application method: You can bring relevant materials to the Agricultural Bank of China branch to apply. The approval time is about 30 days. If you are a customer of Agricultural Bank of China’s mobile banking or personal online banking, you can apply through online banking or mobile banking. The approval time is approximately 7 working days. Click Personal Services - Credit Card - I want to apply for a card through the Agricultural Bank of China's official website and apply online. This application requires an interview, and the approval time is about 30 days after the interview. Agricultural Bank of China Credit Card Loan

The loan must meet its conditions before it can be loaned.

Loan application conditions:

1. Must have a fixed income, depending on salary details;

2. Be 18-65 years old;

3. If the loan is used for business or car purchase, there must be a guarantor and mortgage;

4. Good credit report.

Loan application materials:

1. Lender’s ID card;

2. Lender’s credit information for the past six months, and the credit information is good;

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3. Bank card transactions in the borrower’s name for the past six months, without interruption;

4. Proof of the borrower’s residence certificate (rental contract, property certificate, water, electricity, and bills in the past three months) Gas invoice);

5. Proof of income issued by the lender’s workplace;

6. Social security, insurance policies, and provident fund monthly payments can also be used as loans.

If you want to borrow a higher amount, you can get a mortgage loan, such as a house, car, etc. How to use Agricultural Bank of China credit card?

Take a copy of your ID card and the proof of work and income issued by your unit and go directly to the Agricultural Bank of China counter to apply. Fill out the application form and send it to the credit card center for review. If approved, you will receive the card in about a month