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How should I repay my credit card after it is frozen?

After your credit card is frozen, you can still repay it normally. You just need to repay all the outstanding balances.

For those users who use credit cards illegally, some people's credit cards will be frozen. The freezing period can be a few days or it can be permanently frozen. If your credit card has been frozen for a short time, you can choose to use it normally after it is unfrozen. If your credit card is permanently frozen, you need to repay all outstanding balances and actively cancel the card after repaying the outstanding balance.

1. You can repay the loan normally through other channels.

The situation of credit card freezes is complicated. Some people will maliciously use credit cards, and some people's credit cards will be overdue for a long time. But no matter what the phenomenon is, sound card freezing is a very serious result. When you cannot repay through normal channels, you need to repay normally through other channels. This channel is usually continuous card transfer or bank counter transfer.

2. You can choose to repay the loan proactively at the bank counter.

Because some banks have special credit cards, they close the repayment channel after freezing. If you have a balance on your credit card, it will cause your credit card to become overdue, and the overdue problem will affect your personal credit report. For your situation, because you can no longer repay through online channels, I suggest that you go to the bank counter to actively repay. In this way, you can pay off all the outstanding debts at once, and actively cancel the card after paying off the outstanding debts.

3. Some people can repay by transferring money from a debit card.

Some people will have their cards frozen due to bad card usage habits. In such cases, the credit card APP can no longer repay normally. At this time, you can try to repay through other debit card transfers. You first need to check your credit card number, initiate a transfer while ensuring that the card number is correct, and contact the bank's customer service after the transfer to confirm the repayment.

In general, freezing your credit card will not prevent normal repayment, but the operation will be a lot more troublesome.