Legal analysis: Credit cards can be taken by train when they are overdue. If the issuing bank refuses to repay after the court decides to sue for arrears, it will be classified as a faithless person. A faithless person can also take the train, but not the high-speed train.

Legal basis: Article 3 of the Regulations on Restricting High Consumption of the Executed Person states that if the executed person is a natural person, he shall not engage in the following high consumption and unnecessary consumption behaviors after taking consumption restriction measures:

(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;

(two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;

(three) the purchase of real estate or new construction, expansion, high-grade decoration of housing;

(four) leasing high-grade office buildings, hotels, apartments and other places to work;

(5) Purchasing non-essential vehicles;

(6) tourism and vacation;

(seven) children attending private schools with high fees;

(8) Paying high premiums to purchase insurance wealth management products;

(9) Non-essential consumption behaviors such as taking all seats of G-prefix EMU trains and first-class and above seats of other EMU trains.