Hello, I am happy to answer your question.

Actually, I think your friend can be called a card slave, but it also depends on his ability to repay. If he has the ability to repay, he cannot be called a card slave. You think so?

I also have many friends who are in a similar situation to what you said. They all have overdrafts to some extent. I also have one. I have a credit card from China CITIC Bank and an overdraft of 1,500. I feel that credit cards are very convenient. . .

I have this idea about the use of credit cards: Overdraft is not impossible, but you must consider repayment, because when you cannot repay in time, they will add interest to you, just like a loan shark. More and more. For example, if you have an overdraft of 2,000, if it is overdue, interest of almost 100 yuan will be added a month. .

So, if you use your credit card properly, you should basically control it within your own financial situation. If it exceeds your burden, wouldn’t you become a card slave?

The above is my opinion, I hope it can be helpful to you and your friends. . .