1. Bank telegraphic transfer: Because you have RMB in your hand, RMB can't be circulated abroad at present, so you must convert RMB into US dollars at the bank according to the foreign exchange selling price provided by the bank. The current price should be around 7.03 (real-time change), and then you can remit US dollars to external account by ordinary wire transfer or quick money transfer (or Western Union remittance). Briefly introduce the difference between ordinary remittance and moneygram. For ordinary remittance, you need to provide the name and address of the payee, the code of the receiving bank, the name and address of the bank, and it is best to provide the swift code (this will reduce the transit time of remittance, so there is no harm in not having it). All the above materials are in English, and it will take about 1-3 working days to arrive, and the handling fee is relatively cheap, 0. 1. MoneyMoney arrives in real time, and the procedure is simple. You only need to provide the name of the payee. In order to prevent being impersonated, you can also choose to set prompt questions (such as the payee's birthday ...). After the formalities are completed, the bank will give you a receipt with the withdrawal password on it. When the other party withdraws money, he can withdraw money at the local bank or other financial institutions with his ID card and the withdrawal password you provided (if you set a prompt question, don't forget to tell her the answer, hehe ~ ~ ~). The price of moneygram is more expensive. I suggest that if the amount is within $65,438+0,000, you can consider using moneygram. If time is not urgent, you can still use ordinary money.

Second, credit cards. At present, the international cards handled by domestic banks are basically master or visa, and other credit cards such as Diners' Cards are basically impossible for domestic banks to handle. The main function of a credit card is to spend money. If you want to live abroad in person, it is convenient to use a credit card. The environment of using credit cards abroad is much better than that in China, but it is more troublesome to send money abroad with credit cards. Not recommended!