Things you should pay attention to when using a credit card:

(1) When using a credit card, you must pay attention to timely repayment, otherwise your bad credit will bring you trouble for several years to come. ; You want to borrow money from the bank, but the bank finds out that you are a dishonest customer, so it will not dare to lend money to you.

(2) If you only want to use your credit card to cash out, you must find a professional repayment company to repay your credit card, otherwise the bank will freeze your card or even cancel your credit card within a short period of time. credit card. (3) Remember not to lend your credit card to others. Once your friend forgets to repay the loan without knowing it, or refuses to repay the loan maliciously, you will have become a dishonest customer of the bank. Are you willing to pay for it? Is this such a high price to pay?

(4) When applying for a credit card, do not wait until you are short of money. This will not only delay the time (it takes at least 15 to 45 days to apply for a credit card, and 15 days is relatively rare) , and if you can't get it, you have to wait for another few months before applying again. By then, I think you have already borrowed money from a friend. The interest on borrowing money is much higher than the interest on using a card, and you still owe one Favor.

(5) If you want to apply for a credit card, you should apply for credit cards from all local banks at once, because banks have very high requirements for card customers, and the requirements cannot exceed the number of credit cards you apply for (limited number of credit cards), and the limit cannot exceed yuan (limit). You want to apply for a credit card again, but the bank rejects you.