The interest rate of credit card borrowing depends on the charging standard of the specific issuing bank, and it is also related to the type of borrowing money, such as credit card consumption, credit card cash withdrawal and credit card loan. Moreover, it also has something to do with whether it is staged.

Take the Bank of Communications as an example:

1. Withdraw cash by credit card, and the interest is: 1, * .5% * 3 = 15 yuan, so the total * * * will be 1,15 yuan;

2. Enjoy the loan, the loan interest rate is .72%, and the interest is: 1, * .72% = 72 yuan, so the total * * * will be 1,72 yuan;

3. Good cash loan, the loan interest rate is .75%, and the interest is: 1, * .75% = 75 yuan, so the total * * * will be 1,75 yuan.

credit card installment repayment:

1. There are five types of bank credit card installment, namely, 3, 6, 9, 12 and 24, and the handling fee rate is generally .6%. The handling fee is charged monthly for the current period.

2. If 1, is divided into 12 installments, the handling fee will be * * *: 1, * .6% * 12 = 72; Principal plus handling fee * * * =1+72=172. Calculated, it is still 893.33 yuan per month.

credit card installment refers to the process that when a cardholder uses a credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder in one lump sum, and then the cardholder repays the money to the bank in installments. According to the cardholder's application, the bank will deduct the consumption funds by stages through the cardholder's credit card account, and the cardholder will repay them according to the monthly amount. The fee rate for a single installment is %~1.67%, and the fee for one installment is one month. The fee for each installment is included in the monthly bill for installment repayment, and the fee for each installment is equal to the total installment amount × the fee rate for each installment. The final rate is subject to the actual ordering situation. Repay in full and on time every month after installment without interest. The principal of each installment = total installment amount/number of installments, and the handling fee of each installment = total installment amount * monthly handling fee rate. The principal and handling fee of each installment are billed monthly. After the cardholder successfully handles the installment of the bill, the installment amount will be included in the bill from the latest installment after installment, and the handling fee of each installment will be recorded at the same time as the installment amount, and will be included in the minimum repayment amount. If the cardholder fails to fully repay the remaining amount of the current bill on time after successful handling, it will be deemed as not fully repaid, and the current bill will not enjoy the interest-free repayment period for consumer transactions.