As a joint-stock commercial bank, Shanghai Pudong Development Bank is relatively loose in credit card approval compared with state-owned banks. Therefore, the credit card of Shanghai Pudong Development Bank is relatively easy to handle. However, whether users can apply for a card needs to meet the credit card application conditions of Shanghai Pudong Development Bank.
Shanghai Pudong Development Bank credit card application conditions: 1. The credit card applicant must be a natural person over 18 years old with full civil capacity; 2. Have a stable and legal income and a certain repayment ability; 3. Personal credit information is good and there is no credit stain. 4. Other conditions stipulated by the bank.
The application materials of Shanghai Pudong Development Bank are as follows: 1. Identification: Applicants need to provide ID card or temporary id card, and if they are soldiers, they can provide military officer's card. 2. Work certification documents: the applicant shall issue relevant work certificates to the employer. And it has the seal of the unit on it. 4. Income certificate: including the copy of bank statement or passbook in the last three months, copy of deposit certificate, income tax bill in the last three months or income certificate issued by the company. 5. proof of residence: the applicant needs to provide water, electricity, gas, residential telephone charges, etc. 6. If you apply for a large credit card, you can provide powerful proof materials such as car books and room books.
Is it easy to apply for Pudong Development Credit Card?
Good application. There are two kinds of credit cards in Shanghai Pudong Development Bank: the main card and the supplementary card. The application conditions are as follows:
1. Main card application conditions: at least 18 years old, with good personal credit record and stable work and income;
2. Supplementary card application conditions: 15 years old or above; The applicant for the secondary card is the immediate family member of the applicant for the primary card, that is, the relationship between the applicant for the primary and secondary cards is: spouse, parents and children.
Information required for applying for Shanghai Pudong Development Bank Credit Card:
1. Identity cards, household registration books and other identity documents;
2. Academic certificate;
3. Work certification documents stamped by the unit;
4. Income certificate issued by the unit;
5. Credit report;
6. Proof of financial resources;
7. Proof of residence (copies of telephone charges for water, electricity, coal and houses and property management fees can be provided as valid proof of residence).
As long as you meet the above application conditions and provide the above application materials, then the credit card of Shanghai Pudong Development Bank can be easily handled. In short, if you meet the requirements, the more complete your information, the faster and easier the bank's audit will be. There is also the difficulty of applying for a credit card mainly depends on the applicant's personal conditions, rather than the auditing standards of which bank. If you can provide valid financial documents, it will help the bank to understand your personal situation and judge the credit limit. If you already have a credit card, you can use it to apply for a card, which can also facilitate many steps.
The Credit Card Center of Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") was established on June 5438+ 10, 2004. Is established by Shanghai Pudong Development Bank, specializing in credit card business. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad, such as the Forbidden City, Barcelona Football Club and Pig Xiao Pi, and cooperate with aviation, hotels, department stores, communications, Internet platforms and other industries to launch joint theme credit card products; Jointly issue high-end card products with rich rights and interests with domestic and foreign card organizations such as VISA, American Express and MasterCard International.
The Credit Card Center of Shanghai Pudong Development Bank launched credit card preferential platforms such as "Dream Family Club" and "Xiaopu Huahui", and launched market activity systems such as red envelopes, movies, miles and hotels. Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Puda Xiben APP.
Is Pudong Development Credit Card easy to handle?
It is easy to apply for a Pudong Credit Card as long as it meets the requirements of the bank. However, at the time of application, different users get different quotas. The more financial resources submitted by ordinary users, the more credit issued by banks. You usually get the card about 30 days after submitting the information.
Users who apply for Shanghai Pudong Development Bank Card must be over 18 years old and have good personal credit information. When applying, they can go through the bank official website and the bank counter. When you apply in official website, you can learn more about the benefits contained in this credit card, and then decide whether to apply according to whether these benefits are what you need most.
After the user submits the information, the bank will approve it. At this time, users can check the application progress through different channels such as bank official website and telephone banking. If the application is rejected by the bank, you can call to ask the specific reasons, and then correct it and resubmit it.
Users need to activate after getting a new credit card. The activation method has been marked on the mailed envelope. Just choose one of them. After the credit card is activated, you can spend it by swiping it. But after consumption, you must repay on time, and there can be no overdue repayment.
This is the end of the introduction about how easy it is to apply for Pudong Development Credit Card and how to apply for Pudong Development Credit Card. I wonder if you have found the information you need?