American Express is a global credit card. American Express Card, commonly known as AE Card, is issued by American Express Company and is a global credit card, which can be used for shopping or accommodation in the United States. This credit card runs through more than 9 different countries and regions around the world, including mainland banks such as ICBC, CITIC and China Merchants Bank, as well as banks such as China, Taiwan Province, China, Hong Kong and Singapore. This credit card is widely used. Credit card is a credit certificate issued by commercial banks for consumers to buy goods and pay fees. Consumers can withdraw cash, buy goods, etc. at designated banks, shops, etc., and can overdraw small amounts of cash. Credit cards, like debit cards, are rectangular bank cards. Credit card is a kind of payment method that does not need to use cash transaction. After the bank applies for the credit card, it can be consumed directly, and it is a short-term borrowing behavior, and it needs to be repaid later.