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Why hasn't the amount of China Merchants Bank's credit card bill changed after installment?
Generally, the available amount of cash advance will be restored 2 days after the repayment is recorded. Due to the complicated repayment sequence, the actual cash advance amount shall prevail. If the advance cash amount is sufficient, you can continue to withdraw cash.

After using the credit card, the credit card holder requires the credit card center to return the consumption amount to the bank in installments. Installment payment of credit card bill is the simplest installment payment method. You only need to call the credit card center of the bank or log in to personal online banking to apply for installment payment during the period from credit card consumption to due repayment date. Under normal circumstances, as long as there is no bad personal credit record, you can get approval.

The minimum consumption of banks applying for installment is basically between 500- 1500 yuan, including ICBC 600 yuan, China Construction Bank, Bank of China, China Merchants Bank 1000 yuan, Bank of Communications 1500 yuan (Y-power card is a single 500 yuan) and CITIC 1200 yuan.

Agricultural Bank of China and Guangfa Bank stipulate that a single amount of credit card can be applied for installment in 500 yuan and above. Everbright Bank does not require the amount. As long as the cardholder uses the designated card, the bill will be automatically divided into 12 installments.

Baidu encyclopedia-credit card bill installment