Many people like to use credit cards to make purchases in advance, but some people spend too much when using credit cards, resulting in unpaid bills. In order to avoid serious overdue payments, they will apply to the bank for delayed repayment. Then, Can I apply for a deferred repayment of my credit card bill? Let’s learn more with the editor below!

Can I apply for a deferred repayment of my credit card bill?

Can I apply for a deferred repayment of my credit card bill? If the cardholder really cannot repay on time for special reasons, he or she can apply to the bank for a deferral of repayment, but not all banks will agree. The actual regulations of the relevant bank shall prevail.

How to apply for deferred repayment with a credit card?

1. Users can call the bank customer service number, follow the prompt tone to transfer to manual customer service, and explain the reason for deferred repayment to the manual customer service;< /p>

2. Manual customer service will apply for deferred repayment for the user. After the application is approved, a new repayment bill will be generated, and the cardholder only needs to repay according to the new repayment method.