Reasons for failure to pay with credit card:

1. Credit card with bad transaction record. The card used by consumers to pay has bad transaction records, such as chargebacks, etc.

2. Unauthorized transactions. The card used by the consumer to pay was a 3D card, but the 3D verification code was not filled in during the payment process. Therefore, the system will judge it as an unauthorized transaction and refuse to deduct the money. It is also possible that the consumer's card-issuing bank did not authorize the transaction.

3. The same IP is paid multiple times within a short period of time. Consumers who pay multiple times for the same IP within a short period of time are suspected of cashing out, money laundering, fraud and other illegal behaviors. The system refuses the deduction.

4. The card balance is insufficient or the card validity period has expired. The card used by the consumer to pay exceeds his credit limit or the card has expired.

5. The information is incomplete, wrong or the payment is terminated midway. When consumers fill in credit card-related information, if the information is incomplete or incorrect, the bank cannot or refuses to deduct the money.

6. Payment in risk areas. The IP that consumers pay comes from areas classified as high-risk by international credit card organizations. The system will judge high-risk transactions and refuse to charge. For example: Venezuela

7. Transnational and cross-regional transaction payments. The card used by the consumer to pay is a card from a non-resident country, and there is suspicion of card theft, so the system will rate the transaction as a high analysis transaction and refuse to deduct the money.

8. Black cards, stolen cards, and copied cards. The card system used by consumers to pay was identified as black cards, copied cards and other illegal cards, and the system refused to deduct the money.

9. Network problems. When consumers pay, the network access speed is slow or other network problems occur. Repeatedly refreshing the payment page results in multiple submissions of payment applications or the system fails to receive payment applications.

10. The single payment limit is too high. The single payment limit exceeds the maximum single payment limit of the consumer card or exceeds the maximum single collection limit set by the system.

11. The card issuing bank refused to deduct the money. The card-issuing bank of the consumer's card refuses to deduct the payment. For specific reasons, the consumer needs to contact his card-issuing bank to learn the reason for the rejection. The cardholder's card has not activated the relevant online payment function.