1. Installment time and conditions

According to the instructions of major banks on credit card interest suspension and suspension, most credit card interest suspension suspension installments in 2022 will be 6 to 60 installments. Among them, Shanghai Pudong Development Bank's interest deduction amount is larger than before. If the cardholder has a lot of money, it is likely to be interest-free.

As for China CITIC Bank, if the cardholder wants to apply for an interest-rate suspension, he or she needs to pay a down payment of 5%-10%, but there are some situations where this is not required. Bank of Communications now supports small installment payments, only a few hundred yuan per month. Agricultural Bank of China stipulates that cardholders whose credit cards are overdue for more than 4 months can apply for a suspension of interest rates.

1. Installment time and conditions

According to the instructions of major banks on credit card interest suspension and suspension of accounts, the installments of most credit card interest suspension and suspension of accounts in 2022 will be 6 to 60 installments. Among them, Shanghai Pudong Development Bank's interest deduction amount is larger than before. If the cardholder has a lot of money, it is likely to be interest-free.

As for China CITIC Bank, if the cardholder wants to apply for an interest-rate suspension, he or she needs to pay a down payment of 5%-10%, but there are some situations where this is not required. Bank of Communications now supports small installment payments, only a few hundred yuan per month. The Agricultural Bank of China stipulates that cardholders whose credit cards are overdue for more than 4 months can apply for suspension of interest rates and pending accounts.