Credit cards can be used for WeChat payment, but credit cards cannot be used for WeChat transfers.

WeChat transfer only supports debit cards or change.

Similar to WeChat transfers, WeChat red envelopes and WeChat cash withdrawals also need to be bound to a savings card. When you transfer money to a friend on WeChat, after the other party checks it, the money will go into change first. If you want to withdraw money, you can only withdraw it to the debit card bound to the other party and cannot choose a credit card for transfer.

Currently WeChat only accepts credit card payment when paying via WeChat, and all handling fees are waived.

But when you choose to transfer money by credit card, WeChat does not support it. Because this behavior is equivalent to cashing out on a credit card, this is behavior that banks should avoid. Therefore, it is safest and most reliable to transfer funds using a debit card.

WeChat Pay is a payment function integrated in the WeChat client. Users can complete the quick payment process through their mobile phones. WeChat Pay is based on fast payment bound to bank cards, providing users with safe, fast and efficient payment services. Since November 23, 2017, the WeChat payment service function has been online on the China Railway Customer Service Center 12306 website. ?

On April 1, 2018, when consumers use WeChat wallet to scan static barcodes to pay, the upper limit of coin wallet payments in a single day will not exceed 500 yuan. At the same time, all bank cards associated with WeChat can also be used for payment. Independently obtain a payment limit of 500 yuan. In March 2018, license plate = payment code, WeChat directly launched "High-speed e-Travel". ? On June 29, 2018, WeChat Pay and the Michelin Guide announced a strategic cooperation in Guangzhou. ?

(Data source: Baidu Encyclopedia: WeChat Payment)