Peony Gourmet Card is a credit card with an annual fee. If your food card is not activated, it will not generate an annual fee. Generally speaking, a credit card will only generate an annual fee after the card is activated. If you use a credit card, you can avoid the annual fee for the current year if you spend 5 times (regardless of the amount) or the accumulated consumption reaches 5000 yuan. In addition, if your food card is not activated at present, you can directly call 95588- 1-6 to cancel it through the manual service of credit card, or you can cancel it at the local credit card center.