1. overseas cash withdrawal:

1. ATM cash withdrawal-at the ATM with the logo of VISA, [PLUS] or MasterCard, [CIRRUS] or "UnionPay", the local currency is withdrawn with the card and password.

2. Cash withdrawal at the counter-at the bank counter marked with VISA and MasterCard, you can withdraw local currency with valid identification documents such as cards and passports.

2. Credit card withdrawal amount and limit of CCB

1. Credit card withdrawal limit of CCB: In China, the cumulative amount of cash withdrawal (cash withdrawal) per card per day does not exceed 5, yuan (except for overpayment outlets); Overseas, the daily cash withdrawal (cash withdrawal) of ordinary cards does not exceed $5, the gold card does not exceed $1, and the monthly cash withdrawal does not exceed $5,.

2. Credit card withdrawal limit of CCB: the overdraft withdrawal limit is set according to your card usage, and the maximum is not more than 5% of your credit limit.

3. If you withdraw the overpayment of more than RMB 2, on the same day, you must go to the branch counter of China Construction Bank.

III. Credit card withdrawal fee and interest of China Construction Bank

1. Credit card withdrawal fee of China Construction Bank

(1) Domestic: 1% of the cash withdrawal amount, with a minimum of RMB 2 yuan and a maximum of 1 yuan;

(2) Overseas (UnionPay network): 1% of the cash withdrawal amount+12 yuan, with a minimum of RMB 14 yuan per transaction;

(3) Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of USD 3/transaction (Euro3/transaction for European tourist card).

2. Credit card withdrawal interest of CCB

In addition to handling fees, CCB has to pay interest to withdraw cash from credit card overdraft, and it does not enjoy interest-free treatment. Cash interest will be charged from the date when your overdraft is recorded, with a daily interest rate of .5 ‰ and compound interest on a monthly basis.