Do you have a detailed introduction to the BOC Titanium Ladies Credit Card?

The BOC Titanium Women’s Credit Card is a credit card product targeted at urban white-collar women.

The BOC Titanium Ladies Credit Card is a BOC series credit card. This card is a "RMB-USD" dual-currency credit card. This card*** has 3 beautiful card faces for you to choose from: champagne yellow, bright sky blue and rose red.

Warm reminder: Due to the special production process, BOC Titanium Ladies Credit Card "Bright Sky Blue" and "Rose Red" will be charged a special process card surface production fee of 20 yuan. Regardless of whether the card is activated or not, this fee will be charged on the first statement date, and will be charged again if a new card is issued thereafter.

The above content is for your reference, please refer to actual business regulations.

The woman’s credit card has been reported as lost, but 20,000 yuan was still stolen. What is the attitude of the bank involved towards this matter?

The woman’s credit card has been reported as lost, but 20,000 yuan was still stolen from the card. The bank involved has always had a bad attitude towards these matters, pushing the matter back and forth without solving it. His attitude is a bit cold to the hearts of the common people.

When it comes to credit cards, I think many people basically have one. After all, it is very convenient to use credit cards to relieve yourself and ease your financial situation. But if you use a credit card, Then you must make timely repayments. Failure to do so may have a negative impact on your credit standing. In Zhengzhou, Henan, a woman's credit card had already been reported as lost, but when she went to check her credit card, she discovered that 20,000 yuan had been stolen from her by someone else. This practice is considered illegal by many people. However, the bank was slow to deal with it, and the relevant responsible person pushed the matter to the credit card center, and the people at the credit card center forwarded the matter to customer service. The customer service said that they needed to call the police before they could handle it. This stalemate has been going on for almost four months, and the matter has not yet been resolved.

The woman’s credit card has been reported as lost, but 20,000 yuan was still stolen. The relevant banks ignored these matters and tried to shirk responsibility.

After this incident happened, the woman was also very panicked. She must have asked the bank for help at first, wanting to find out where the 20,000 yuan she had lost went, but the bank did not. To serve this woman, they left these matters to the credit card center and asked the people at the credit card center to check. When the woman came to the credit card center, they pushed the matter to the customer service, that is to say, the bank and the credit card The center did not accept the case or help the woman. Later, the customer service directly told the woman that you can just call the police to solve the problem. However, according to legal procedures, the police need evidence to file a case, so the matter was delayed. For four months.

The woman's credit card has been reported as lost, but 20,000 yuan was still stolen. The relevant banks shied away from responsibility, which made many people feel cold.

The woman finally found the media and wanted to make the relevant departments pay attention to the matter through exposure. However, when the reporter entered the bank through formal channels, the attitude of the relevant person in charge was also very... They were so bad that they wanted to leave after seeing reporters, and they always tried their best to get rid of the media's inquiries without giving any positive answers.

People trust banks when they deposit money in banks. If the bank fails to solve the related issues well, it will really chill everyone's heart. Then people will definitely not trust their money in such a bank. Inside.

A woman’s credit card in Henan was reported stolen but was still used. Is this due to the bank’s error?

Presumably many people have applied for a credit card in their daily life. After all, it is inevitable to have one sometimes. When funds are tight, credit cards can indeed help us alleviate our difficulties. This is why credit cards are now trusted by young people. After all, you can increase your credit limit through your credit score. But this time, a woman in Zhengzhou’s credit card had been reported as lost, but she still had 20,000 yuan stolen. When he contacted the bank, he did not receive any satisfactory answer.

Netizens are also talking about this. Today we will discuss whether the bank needs to bear responsibility if the credit card is stolen after the loss is reported.

First, should the bank bear responsibility?

In the eyes of us ordinary people, banks must bear responsibility. While the matter was being resolved, the bank never stood up and took responsibility for the incident. Because after the incident happened, as a girl, I already wanted to contact the bank staff. Why could the bank card be stolen after being reported as lost? But I didn't expect that the bank never gave a positive reply, directly stating that if there was fraud, it would just call the police. But one of the requirements given by the police is that if you want to call the police, you need to take out the bank's recording. Only if they can prove that they have indeed committed fraud can they file a case against him.

Second, the process of handling things.

When the two sides were playing ball, it proved that the girls had no choice, so they found it. The reporter wanted to expose this matter. The reporter took the girl to the person in charge of the bank, but was always shunned. The person in charge even said directly that if you have any questions, you can go to the security personnel to stop responding. I really have a question here. Do security personnel still care about bank card theft? Shouldn't someone in charge of the bank be responsible for this matter? Moreover, the matter has passed, and no one has paid a return visit to him for such a long time. This is obviously unreasonable.

Third, how do you view the development of this matter?

In this incident, the girl was actually very wronged. First of all, we will not look at why theft occurs, because it has not been proven yet. In this case, since such a situation exists, why has the bank been avoiding talking about it and trying to shirk its responsibility? At present, in order to restore her credit score, it is proved that the girl has made up the stolen amount of 20,000 yuan. Maybe it's because the money has been returned to the bank, so they are so unscrupulous.

A woman overdrafted 200 yuan on her credit card and paid back 30,000 yuan after 11 years. What do you think of this?

1. For a woman who has an overdraft of 200 yuan on her credit card, she will have to pay back 30,000 yuan after 11 years. In my opinion, this interest rate is a bit high. Calculating it this way, she has an overdraft of 200 yuan, and she seems to have to pay back the monthly interest. More than 100 yuan, probably more than 1,000 yuan a year. He only overdrafted 200 yuan, and the monthly interest was more than 100 yuan. This interest must be said to be very high.

2. But I think the interest on credit cards is so high just to make people pay off these credit cards as soon as possible. I think it is quite normal. This is not the case. It’s just that if you don’t pay back the money, the interest will be Naturally, it is getting higher and higher. He overdrafted 200 yuan and paid back 30,000 yuan after 11 years. I have to say that this was really a wrong move. Of course, he had to pay back the 200 yuan overdraft as soon as possible. Unexpectedly, it was delayed. After 11 years, I had to pay back more than 30,000 yuan in the end.

3. In fact, the high interest rate on credit cards makes sense. It is to allow these people to pay back the money as soon as possible. In this case, there will be no interest. However, some people pay back the money unconsciously. This led to more and more interest. The 200 yuan was delayed for 11 years, and in the end I had to pay back more than 30,000 yuan. The high interest rate on credit cards is to deal with this kind of people who refuse to pay back the money, and to let them know that they will not pay back the money as soon as possible. The consequences of paying back the money.

4. In fact, in my opinion, it is best not to get too used to using credit cards to overdraft, because this will develop your habit. When the time comes, you will spend money lavishly, and you will not know how much you have spent. , you know how to swipe your card as soon as you buy something, and when you pay back the money, you will know how much you owe. As soon as your salary is paid, you become a moonlighter, without a penny in your pocket, so the credit card interest rate is high, just to let everyone Don't rely too much on credit cards. Credit cards are only for emergency use, not for daily use, because the interest rate is too high. Like this woman who had an overdraft of 200 yuan and didn't pay it back for 11 years. In the end, she had to pay back more than 30,000 yuan.

Does Pufa Beautiful Women have a high credit card acceptance rate? It’s a good time to apply for a card

On March 8th, Goddess’ Day, Shanghai Pudong Development Bank issued the first female-only credit card—Beautiful Woman Credit Card. This credit card has a high-value card face and is just right for women who love beauty. aesthetics. The question is, is the credit card application rate of beautiful women in Pufa high? Those who are afraid of card rejection should take a look!

What is the general credit limit for Shanghai Pudong Development Bank’s Beautiful Woman Credit Card?

The Beautiful Woman Credit Card is a card type of Shanghai Pudong Development Bank. According to the usual practice, generally a new card has just been released and is in the promotion period, so the card withdrawal rate will be higher than that of similar products.

However, Shanghai Pudong Development Bank has always been nicknamed "Monkey Bank" by everyone, and its card processing characteristics are relatively casual. Therefore, if you apply for the Shanghai Pudong Development Bank Beautiful Woman Credit Card and want to successfully apply for the card, you must be fully prepared. , the following application conditions are for reference:

1. The annual income is preferably above 250,000, and the higher the income, the better;

2. Can provide additional proof of financial resources, such as a house, Cars, tickets, etc.;

3. Hold high-limit credit cards from other banks with a limit of more than 50,000, have used the card for more than half a year, and are currently using the card;

4. Good personal credit report , no bad credit record.

In addition, this is a female-only credit card. Although Shanghai Pudong Development Bank does not clearly stipulate that card applicants must be female, women who apply for the card have a higher chance of getting the card.

In short, is the credit card purchase rate of beautiful women from Pufa high? This depends on the applicant's credit conditions and the comprehensive score of Shanghai Pudong Development Bank. However, as a new credit card, the card acceptance rate will be higher than other card types. If you want to get one, this is a good time to apply for a card.

What is Bank of China Titanium Women’s Credit Card

BOC Titanium Women’s Credit Card is a personal credit card with revolving credit characteristics developed for mid-to-high-end female customers. It inherits the Bank of China’s All basic functions and services of the series of credit cards.

The above content is for your reference, please refer to actual business regulations.

That’s it for the introduction of women’s credit cards.