Credit cards are very convenient for our daily consumption. What we pay on the same day will be repaid next month, but we must repay it on time after consumption. Many people are not sure about credit card consumption when they use a credit card for the first time. The final repayment process is not very clear, so some people will ask whether the credit card consumption of the current month must be repaid in the next month. Let me briefly introduce it to you.

Well, everyone knows that credit cards have a fixed billing date and repayment date every month. The repayment time after using a credit card is related to the billing date, but it does not mean that the monthly consumption of the credit card is required. The repayment is not until the next month, and sometimes the repayment is made in the same month as consumption. So the repayment date mainly depends on whether the consumption time is before the bill date or after the bill date.

If it is consumed before the bill date, then all consumption before the bill date of the month will be counted. If the repayment date is also in the current month, repayment needs to be made in that month; and if it is consumed after the bill date , will be combined with all credit card purchases made before the next month's bill date, and included in the next month's consumption bill. You need to wait for the next month's credit card bill to come out, and do it before the end of the last credit card repayment date. Repayment.

For example, if your credit card bill date is the 8th of each month and the repayment date is the 30th of each month, if the credit card bill for consumption before August 8 is issued on August 8, then You need to repay before August 30, which is the end of your credit card repayment date, which means you must repay in the same month, otherwise it will be overdue and have a negative impact on your credit report; then if it is in August For purchases made after the 8th, the bill will not be issued until September 8th, and the repayment will be completed on the repayment date of September 39th, that is, the credit card consumption will be repaid next month.

Therefore, the repayment time for credit card consumption in the current month is based on the billing date. If the credit card consumption is made after the billing date, the repayment will basically be done next month.