1. Contact the credit card center immediately and explain the reason for your overdue. Definitely not malicious overdue. Sincere negotiation attitude is conducive to negotiation, so cardholders should also show a strong willingness to repay. Then inform the bank of your income and put forward a reasonable repayment plan according to the actual situation.

2. Provide proof of economic difficulties

3. The bank has a policy of stopping interest and posting, that is, stop interest and post it. In the case of major changes in the economy, cardholders are really unable to repay, and showing positive willingness to repay will help improve the success rate.

4. If it is maliciously overdue, it is likely to be enforced by the court, become a faithless person, and may go to jail.

Hope to adopt, thank you.