Credit cards are usually blocked for some reason. One is that credit cards are risky, the other is that credit cards are considered cashed by banks, and the other is that credit cards are overdue.
If there are risks, such as frequent consumption in China, but suddenly there are large overseas transactions, the bank will think that there is a risk of being stolen, so in order to reduce losses, the card will be blocked. The overdue card may be blocked because it has not been repaid for three consecutive months, blacklisted by the bank, and the account is used by illegal activities such as money laundering, fraud and terrorist financing.
Extended data:
Precautions:
1. After the credit card is blocked, it must be repaid in full in one lump sum.
2. If the credit card is frozen due to overdue, the overdue amount shall be returned as soon as possible;
3. After paying off the credit card debt, the cardholder can call the bank credit card customer service center to explain the situation. Usually the bank will thaw.
4. After that, the cardholder should repay each installment on time to avoid any overdue.
If the bank thinks that the credit card has been cashed out, you can submit your proof materials, such as the bill paid by the credit card, to the bank outlet, and generally you can unseal it by showing the proof materials.
Baidu encyclopedia-credit card blacklist