Integrals are exchanged and returned. The credit card is Platinum Card, Zunshang Platinum Card, and the annual fee is 680 yuan. Within 3 months after the annual fee is generated, 20,000 and 50,000 points can be exchanged for the annual fee. You need to call Huaxia Bank's 24-hour customer service hotline 4006695577 within 3 months after the annual fee bill is paid off, and handle the business of exchanging points for annual fees through manual service.

The above information will change with the change of bank policy, so you should confirm the latest policy with Huaxia Bank before operation.