First, the difference between the amount of platinum credit card and black credit card is as follows:
1. line: platinum card (line 50,000-1 10,000 yuan) and black card (line 1 10,000 yuan, less than 5 million yuan);
2. Annual fee standard: 2,000 yuan for domestic platinum card and 0/8,000 yuan for black gold card.
3. Annual fee-free policy: Platinum cardholders who spend a total of 4 million yuan can get a permanent annual fee-free discount for the main and auxiliary cards; The accumulated consumption of black cards is 6.5438+million yuan, and the main and auxiliary cards can be given a permanent annual fee-free discount.
4. Preferential policies for card use; Platinum cards and black cards have different promotion preferential policies at different time periods. Black gold cards enjoy more benefits and discounts than platinum cards. For details, please refer to the real-time promotion activities of ICBC Credit Card in official website. The services enjoyed by the black card almost include various supporting services such as tourism and entertainment planning and emergency handling, and the service purpose of the card also belongs to the highest level. No matter where the cardholder is, any request will be responded and assisted immediately.
2. 1. Annual fee-free policy: swiping the card for three times (excluding special cards such as business cards and car cards) is free of the annual fee for the following year.
2. Withdrawal fee: domestic: 65438+ 0‰ of the transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.
3. The longest interest-free period: 50 days.
4. Multi-account management: quota sharing, and independent repayment on the billing date.
5. Online payment: Alipay: it can be used after online registration, with a single and single-day limit of 5,000 yuan.
6. Staging business: support interest-free staging for specific merchants (3, 6, 12, 24). If the single consumption exceeds 1000 yuan, you can apply for installment by phone (3.6. 12), and each installment will generate different handling fees according to the number of installments.
7. Bookkeeping date: 27th of each month, which can be revised once a year.
8. Card type: Gold card (amount 1 RMB 0-50,000)
9. The credit card of China Construction Bank provides you with cash withdrawal service (cash withdrawal), and the cash withdrawal handling fee must be paid. According to the relevant regulations of the People's Bank of China and the SAFE, the daily cash withdrawal (cash withdrawal) of each card in China does not exceed 5,000 yuan (except for overpayment outlets);