If the ICBC credit card limit is 0 after the expiration date, is the card invalid? Generally, the prerequisite for a credit card to be invalidated is that the account has been canceled or frozen/blocked, and there is no way to resume using the card. It is a invalid card, and it has no direct relationship with the credit card limit. For example, after an ICBC credit card expires, the limit is reduced to 0, but the card status is still normal. Just swiping the card without the limit does not mean that it is invalid. After all, a credit card can be used to deposit money into the card for consumption, so the limit becomes 0, but the normal card status will not affect the card swiping. This is equivalent to using your own money to consume. Some friends may ask if it is necessary. It is still necessary for overdue credit cards. Because the credit card is not used after it expires, the overdue record will not be overwritten by the new record. By depositing money and swiping the card, you can enjoy the credit card benefits normally, and on the other hand, you can generate new records by swiping the card to cover the bad records, and it can also reflect The cardholder’s spending ability proves that he is not short of money and does not need to repay after consumption. Generally, you must persist in saving money for consumption for at least 6 months and develop good card usage behavior. This can be used as a reference for ICBC to increase your credit limit later, and there is still a chance to restore your credit limit. So don’t think that there is no need to use your credit card when your credit limit reaches 0, and don’t blindly cancel the card if there is an overdue record. The above is the relevant introduction of "If the ICBC credit card limit reaches 0 after the expiration date, does the card become invalid?" I hope it will be helpful to everyone.