Bank of Communications credit cards can be used abroad, so it is necessary to pay attention to the overdraft limit. Cardholders can choose the appropriate card type and currency according to the country or region they arrive in, so as to avoid higher related handling fees. You can choose a good currency when you apply for a card, and you can apply for a pound card when you go to Britain and other countries. The United States handles dollar cards.

In the bill of overseas credit card spending by cardholders, the credit card handling fee is generally between 3% and 4%. Among them, international card organizations such as visa or MasterCard charge the issuing bank an international transaction fee of 1% to 1.5% for each transaction. Although it is collected from the bank, the fee is actually borne by the cardholder. In addition, banks charge handling fees or exchange fees ranging from 1% to 2%.

You can also withdraw cash at any ATM outside the country, and there is a corresponding handling fee.