How to apply for card replacement online if your CCB credit card has expired
When your credit card is about to expire, CCB will send a reminder and also ask you to confirm whether the original credit card mailing address is still available. After confirming the recipient information, follow the information link or log in to the official website of CCB (/creditcard/serveiceDirect.html). After confirmation, CCB will take the initiative to send the new credit card by registered mail.
The valid period of use of a China Construction Bank credit card is three years. About one month before the expiration of the credit card, China Construction Bank will remind you that it is time to change your credit card. Card replacement reminders are usually sent by SMS or electronic mail. Email sent. In addition, you can also go to the counter of a China Construction Bank branch to apply for card replacement, apply to the staff in person, and fill in the corresponding application form. After a successful application, you will usually receive it in about a month. The card collection process for applying for card replacement at the counter is also the same as online.
A credit card cannot be used after it expires. In order to use the card normally, everyone should pay more attention to the validity period of their credit card and change the credit card in time. At the same time, please note that after getting the replacement credit card, you must go to the bank counter to activate it before you can use it. , the activation method is the same as the process of activating the original credit card.
Notes on replacing expired credit cards
1. When replacing expired credit cards, the number of the new card sent will generally not change. What does change is the validity period and three-digit security code. However, if the new card is lost and the bank reissues it, the number of the reissued card will change. In addition, if the card level changes when the card is expired, the card number may also change.
2. If your credit card expires and you change the card, the new card will be sent directly to the recipient address you filled in when you applied for the card, which is usually your workplace. If you change jobs, it is best to notify the bank before sending the card. Change the delivery address, preferably to your current residential address.
3. When a credit card expires and is replaced, the financial information of the old card and the cardholder's information will be transferred directly to the new card. You'd better activate the card as soon as you receive the credit card so that you can update it. Nice to swipe and repay.