There are two ways to cancel a credit card:

1. Call cancelled. Users can cancel their credit cards directly through the bank call hotline.

2. The bank counter is cancelled. Users can bring personal identification documents to the bank counter to apply for cancellation of credit cards.

How to cancel a credit card

1. It is recommended to cancel the call. Call credit card customer service directly to apply. Customer service can cancel after checking personal information.

You can go to the bank to apply for cancellation. Take your ID card to a nearby bank outlet to cancel it.

3. Note: Before canceling the credit card, please make sure that there is no debt or balance in the account. Must be paid off according to the specific amount owed, accurate to the minute.

4. Destroy the card immediately after cancellation. You can cut the card or burn it.

Credit cards can be cancelled under the following circumstances:

1. The applicant has not received the credit card. The applicant has just applied online, and the bank has not been in a hurry to issue cards or apply through agency channels. The salesperson did not submit the information. At this point, the cardholder can call the customer service center of the card issuer and apply for canceling the credit card. In this case, credit card cancellation is not very important to personal influence.

2. The applicant received an invalid credit card. For a new credit card, if it has not been activated, there is no need to cancel it. The general activation period is one year from the date of issuance. If it is not activated for more than a specified time, the credit card will automatically expire.

3. You are using a credit card. You must be prepared before you cancel your credit card. First, you need to pay off all the debts of your credit card. No matter how much money you save, you have to spend it. Make sure you don't have any extra money in your credit card account, then call customer service according to the voice prompt and apply for canceling the credit card reservation manually. After the next bill date, if your account is flat, that is, not much, not much, then your credit card can be cancelled. Or you can cancel at the counter and bring the necessary documents, ID cards, credit cards and cash. Explain the situation truthfully to the staff.

Main functions of credit card:

1. Credit card is one of the fastest growing financial businesses. It is an electronic currency, which can replace the traditional cash flow to some extent;

2. Credit card has both payment and credit functions. Cardholders can buy goods or enjoy services, or use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product combining financial business with computer technology.

4. Credit cards can reduce the use of cash and money;

5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

6. Credit cards can simplify the collection procedures and save social labor;

7. Credit cards can promote commodity sales and social needs.

What if I don't want the credit card I applied for? You can cancel by these methods.

Many people are always hesitant to apply for a credit card. After applying, they always struggle whether it is necessary to apply for a card. Some people even don't want it after submitting the application, but also cancel the credit card they applied for. So, what if I don't want it after applying for a credit card? Let's have a look.

How can I cancel my credit card if I don't want it after I apply?

There is actually a way to get rid of the credit card application, but to clearly know the progress of the credit card application, I suggest that you can check the credit card approval status through the credit card official website and WeChat official account, and then take corresponding measures, as follows:

1, under review:

If you find that the credit card application progress is under review, you can use the mobile phone number reserved when you apply for the card, dial the 24-hour service hotline of the issuing bank, transfer to manual service, and ask customer service to cancel the credit card application, but whether it can be cancelled depends on the final result.

2. Approved:

This situation indicates that the card has been approved successfully and cannot be cancelled. If you really don't want a credit card, you can directly call the service hotline of the issuing bank and manually cancel the card after receiving it. Before you cancel your card, you should have a clear understanding of the accounting of the credit card. If the credit card is not opened, the fee will be deducted, and the accounts payable must be settled before the card can be cancelled.

3. Sign in person:

This situation only passed the preliminary examination and needs to be signed in person before the final exam. Usually, there is a time limit for credit card face-to-face signing, which is stipulated in the short message sent. If you don't want a credit card, you don't need to go to the interview. If you don't sign in person within the specified time, the system will automatically end the credit card application.

4. The review was rejected:

If the credit card is not approved, the application will automatically end. In this case, you don't need to cancel yourself.

The above is the introduction of "What should I do if I don't want to apply for credits". I hope it will help everyone. In short, if you don't want a credit card after application, you can check the progress of the next card and take different cancellation methods according to the card approval status.

This concludes the introduction of how to cancel the credit card application and how to cancel the credit card application. I wonder if you have found the information you need?