First: Bank of Communications must apply for a college degree;
Second: Don't change the number frequently or in different places when applying.
Third: If you refuse for the first time, the second time or the third time, don't apply again.
To sum up, the reason for the second refusal is that you can't apply online on the same computer or the same IP address.
Because Bank of Communications has an IP monitoring system, once it is locked, your application will be rejected many times.