The consequences of a credit card that is overdue for 2 months: 1. If it is overdue within one month, it is considered overdue once. As long as it is overdue, even once, it will be difficult to increase the credit limit; 2. If it is overdue 3 times in a row or 6 times in total, There will be a bad credit record, and it will be difficult to get a loan or apply for a credit card in the future; 3. If the credit card is overdue for a certain amount and time, the bank will freeze the credit card.

When a borrower overdues payment, the bank's credit card customer service center will first make multiple phone calls to notify the borrower; if the payment is still outstanding, the bank will entrust a third party to collect, usually through continuous phone calls and text messages. , or even come to collect the debt; if the debt is not repaid after repeated reminders, the bank will sue the bank.