You can apply for a credit card if you have time deposits in the bank.
Credit card application conditions:
Age between 18 and 60 years old, with full capacity for civil conduct;
Have a good credit record;
Have employment income and have the ability to repay.
Application materials:
Identity proof: copy of resident ID card or military officer ID;
Employment and income proof;
Other proof of financial resources: such as a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.