1, full repayment; That is, how much of this month's bill will be paid before the repayment date.
2. Repayment by installment; Apply for bill installment payment after the bill date. On the next repayment date after installment, credit card repayment will only use the installment money.
3. Pay the minimum repayment amount; Generally speaking, the minimum repayment amount of the bank is 10% of your consumption amount, that is to say, you spent 10000 this month, so after the billing day, you still have the minimum repayment amount 1000, and the rest will be paid on the second billing day.
Extended data:
The invention of credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged, usually five ten thousandths of interest per day.
Blind consumption; Unlike paying cash, swiping a card is not a sum of money. I don't feel anything when I swipe my card. A few figures lead to blind consumption and spending money like water.
Excessive consumption; Notebook staging, digital camera staging, smart phone staging, while enjoying your favorite items in advance, you should also consider whether you can repay them.
Need to pay an annual fee; Credit cards basically have an annual fee, but they basically have an annual fee-free policy. For example, CCB can be exempted as long as it is brushed three times a year; But if you don't swipe your card to the bank the specified number of times within a year, you need to charge an annual fee.
References:
Baidu Encyclopedia _ Credit Card