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What is the limit of CITIC Baitiao Co-branded Card? Guide to how to increase your quota
CITIC Baitiao Co-branded Card is a credit card created by CITIC Bank and JD Finance for young people. All kinds of exciting rights and interests in food, drink and entertainment are waiting for you to enjoy. So what is the limit of the CITIC Baitiao co-branded card? Let’s follow along to find out more.

What is the limit of CITIC Baitiao co-branded card? Generally speaking, the limit range of a regular credit card is between 1,000 yuan and 10,000 yuan; the limit range of a gold credit card is between 10,000 yuan and 50,000 yuan; and the limit range of a platinum credit card is more than 50,000 yuan. The CITIC Baitiao Co-branded Card is a gold card-level card with a limit range of 10,000 yuan to 50,000 yuan. However, the credit card limit is mainly determined based on various qualification certificates provided by the applicant. The credit card limit is still subject to the final review of the bank. allow. However, no matter how many credit cards a cardholder has with CITIC Bank, the actual overdraft limit is not the total limit of these cards, but the highest value among the credit card limits, and these cards only share the limit of the card with the highest limit. .

How to increase credit card limit: 1. Swipe more cards and spend more to reflect your spending power. The bank will increase the limit appropriately based on the consumption situation. 2. Make more installment payments, the bank will make money, and the credit card limit will be increased. 3. Make timely repayments after consumption to let the bank see your repayment ability. 4. The consumption amount should be close to the credit limit, but do not max it out, otherwise you will have to pay an over-limit fee. 5. Apply for and use temporary quota. The above is the relevant content brought to you. In fact, it does not matter if the initial limit of the credit card is low. If you use the card well and pay back on time within six months to one year after the credit card is approved, the credit card limit will soon increase.