Credit card consumption on August 7.
The bill will be submitted on August 25th.
Then pay back in September 13.
Spent from July 26th to August 25th.
The bill will be promulgated on August 25th.
Then pay back in September 13.
2. When is the repayment date of CCB loan?
The repayment date of CCB's credit card is the 20th day after the billing date, and your credit card billing date is 12 (fixed) every month, so the repayment date is the 20th day after the billing date, that is, around the 2nd of every month (there are 30 days and 3 1 day every month), that is:
For example, March1March-April 12 is a billing cycle, and the credit card consumption in this cycle will generate a bill on April 12, and May 2 is the final repayment date.
April 1 March-May 12 is a billing cycle, and the credit card consumption in this cycle will generate a bill on May 12, and June1is the final repayment date. And so on.
Therefore, if you swipe your card on the day of the bill, the interest-free period is the shortest, only 20 days (swipe your card in April 12, and repay it on May 2), and swipe your card after the bill, and the interest-free period is the longest, only 50 days (swipe your card in April 13, and repay it in June 1). Be sure to know the billing date and repayment date of your credit card so as not to miss it.
Extended data:
For credit card non-cash transactions, the interest-free repayment date is from the bank bookkeeping date to the due repayment date.
The interest-free repayment period varies according to the regulations of each bank. The shortest is from the billing date to the final repayment date, and the longest is from the day after the billing date to the final repayment date of next month. If the billing date is 1 day and the final repayment date is 20 days, the shortest is 20 days and the longest is 50 days.
During this period, as long as you pay off the current payable amount on the current statement, you don't have to pay any interest on non-cash transactions (you don't enjoy interest-free discount if you borrow cash in advance).