Generally, credit cards don't need to go to bank outlets to sell them. Users can call the credit card center directly to cancel their cards. However, the sales of telephone cards need to meet some conditions, such as the normal use of the card, the certificate has not expired and so on. If your certificate has expired, you will usually be asked to submit a new valid certificate before you can cancel the card.

When canceling a credit card, you need to pay attention to the following matters: before canceling, you need to pay off the arrears and take out all the overpayments in it before canceling your bank credit card. Many friends pay back their money by depositing money in their credit cards or transferring money. Sometimes there are too many transfers, and there is a part of the balance left in the credit card, which can only be cancelled after the money is taken out. In the process of cancellation, it is necessary to cut off the cancelled cards to avoid illegal elements stealing and causing economic losses.

After cancellation, don't think that banks can ignore credit cards when they cancel. You need to call the bank customer service after 45 days to confirm whether the account is completely cancelled. When you call to apply for cancellation of your credit card, the bank will usually give you a one-month waiting time, during which the credit card account will be frozen.