Hello, if you have never held a China Merchants Bank credit card and now want to apply for a credit card, you can apply in the following 5 ways (without any handling fee): 1. Please log in to the credit card website and select "Credit Card Application" "-"New customer application channel", apply through the "Easy appointment, door-to-door application" online banking application appointment platform, fill in the simple appointment information online and wait for the bank's review. If the review is passed, a specialist will contact you by phone to confirm that the application will be done at your door. If you want to apply in this way, please first confirm whether our bank can provide free appointment for door-to-door processing in your area (the results will be displayed after selecting the province/city/district); 2. Please bring your original identity certificate and work certificate and financial support documents, go to any branch of China Merchants Bank to apply in person. 3. You can make an appointment to apply for a card via mobile phone. If you pass the preliminary review, a dedicated person will come to your workplace to apply for the card. 4. You can also call the customer service hotline and select 3#-1 in the voicemail to transfer the specialist to register for you and notify our local staff to contact you to confirm the application. 5. If you have applied for the professional version of our bank’s online banking, you can apply through the professional version. Currently, you can apply for a credit card through the professional version of online banking without going to an outlet for an interview. If there is no local branch of our bank, you can also try to apply. Path: Log in to the professional version of online banking → click "Credit Card" → apply for a credit card. You are prompted to use the professional version of mobile certificate or file certificate signature verification to apply for a new credit card. Since the mobile certificate or file certificate represents the identification and verification of your personal identity, please keep your certificate properly.