The limit is about 10,000 yuan. Dear, you have the following application methods:

Currently, various state-controlled banks and joint-stock commercial banks, whether national or regional banks, actively encourage consumers to apply for credit cards. . They are also trying their best to improve their service efficiency in order to better serve consumers. Of course, since each bank has different standards, consumers may feel that some banks' credit cards are not easy to handle.

Generally speaking, China Construction Bank, Agricultural Bank of China, Bank of China, and Industrial and Commercial Bank of China have higher credit card application conditions and smaller credit lines. Generally speaking, joint-stock commercial banks are more efficient than state-controlled banks. Regional banks are more efficient than national banks. For example, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, China Guangfa Bank, etc. are relatively more efficient in applying for cards and have higher credit limit approvals.

In order to control risks, banks attach great importance to the repayment ability of the cardholder. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards, and the higher the credit card limit will be. Therefore, the editor is here to give you some tips so that you can apply for a credit card as soon as possible:

1. No matter which bank you apply for, the more detailed personal information you prepare, the better. Especially documents that document the condition of your property.

2. You can apply for a credit card online, which saves the time of waiting at the business office.

3. If you want to apply for a credit card with a larger limit, it will be more troublesome to apply at the four major state-owned banks. You may consider other banks.