The consequences of not activating a credit card are as follows:

1. Unactivated credit cards also have the risk of fraud;

2. For some platinum credit cards with higher levels of banks, The card may still be charged an annual fee even if it is not activated;

3. Applying for the card again may be rejected. The bank will inquire from the credit report that the user has applied for a credit card that has not been activated. The bank may think that the user does not particularly need a credit card and reject the user's application.