If you use a China Merchants Bank credit card on an international line, the payment will be settled in US dollars. Since overseas consumption by credit card will be settled in U.S. dollars, if the consumption amount is non-U.S. dollars, there will be an exchange fee between the two currencies, which is 1.5% of the transaction amount. The exchange fee will be charged by our bank. collected by international organizations. If the consumption amount is in US dollars, there will be no foreign exchange settlement fee. (If you use a full-currency credit card, you can spend any foreign currency in the world with 0 currency exchange

exchange fee, the foreign exchange purchase function will be automatically activated, and the foreign currency consumption will be repaid in RMB.)