the provident fund is a debit card, and there will be no credit card. Otherwise, you will just withdraw the provident fund, which the provident fund center will not do.

first of all, you need to confirm whether this is a debit card or a credit card.

If it's a debit card, it doesn't need to be activated. If you buy a house and make a provident fund loan, you can apply for withdrawing the provident fund. The provident fund center will transfer your provident fund to your account on a monthly or quarterly basis, and you can withdraw or pay back the money.

If it's a credit card, you should ask the bank whether it is related. If not, if you don't want to use it, you can just call the bank to cancel it.