2. With my ID card, I will cancel at the outlet of China Merchants Bank and cancel at the bank where I opened the account.
3. Wait for the automatic cancellation of the credit card. If there is no money in the debit card, it will be automatically cleared into the sleep account after 2 years.
4. There are other credit cards in China Merchants Bank that have not been cancelled. Note that it will not affect the use of other credit cards that have not been cancelled.
Precautions:
1. Pay attention to account cancellation when canceling the card. Because some banks will charge account management fees if they don't handle the account cancellation procedures in time. In addition, the next time you apply for a bank credit card, you won't be able to enjoy the treatment of new customers without canceling your account.
2. After receiving the customer's application for account cancellation, the bank will not handle it immediately. It will take some time. In the meantime, the bank will check whether there is any debt on the credit card. If the debt is not paid off, the bank will not accept the application for account cancellation. This time is usually about 45 days, so it is best to call the bank customer service every other month and confirm it after closing the account.
Remember to destroy the credit card after cancellation. Generally, you can't use credit card, cash withdrawal or online banking after cancellation, but you should pay attention to one situation. On the plane or cruise ship, because there is no credit card limit, we use the method of manually pressing the bill when we consume, that is, pressing the mark of the credit card number on the document as the transaction voucher.