From the time you submit the card application materials

It usually takes about 20-40 days to process

Credit cards of domestic banks basically adopt a centralized management model. That is to say, the bank first establishes its own credit card center in a certain city. If residents in other cities in the country apply for a credit card, they need to submit the credit card application form to the card center first, which takes a few days. After receiving the credit card application materials from various local cities, the credit card center must review and file them. This process takes 15 days. The next step is to make the card. Due to the high value of card making equipment, domestic card making equipment is basically produced centrally by the credit card centers of various banks. This process usually takes two days. The final step is to mail the card to the cardholder by registered mail, which usually takes 7 to 15 days. In addition to the possible delays between each link, it is normal to get the card in 40 days.