Can I buy wealth management products with a credit card? Does it count as consumption?
hello, if you are a CMB credit card, you can't buy wealth management products directly, but you can borrow them in advance to buy them on a smart card.
at present, our credit card can provide three ways to withdraw cash, namely ATM machine transfer, telephone cash advance and online banking cash advance (which can be advanced to China Merchants Bank/non-China Merchants Bank savings card in my name), and the credit card that needs to handle business has been set with transaction password and enabled with cash advance function.
The fees, interest and limit are the same as those of domestic RMB cash advance business, that is, within the available cash advance limit, the daily cash advance amount of each card does not exceed RMB 2,, and the handling fee is 1% of the transaction amount, with a minimum charge of RMB 1 yuan per transaction; If you don't enjoy the interest-free repayment treatment, you will receive interest at the daily interest rate of .5 ‰ from the trading day until the settlement date, and compound interest on a monthly basis. (supported currency: RMB)
If you use China Merchants Bank credit card, if you need to advance cash through online banking, you can log in to online banking and choose installment financing-advance cash, enter the amount, transaction password, valid month and year, and operate online advance cash with CVV2 code.
can I buy wealth management products on AliPay with a credit card?
when AliPay is bound to a credit card, you can buy wealth management products on AliPay. The solutions are as follows:
1. First, open the home page of your mobile phone and click the Alipay icon.
2. Go to Alipay's main page and click the wealth option below.
3. Go to the wealth page and click the financial management option.
4. Select the products you need to buy from different types of products on the wealth management page. Some products need to be snapped up and will be sold soon.
5. Enter the amount to be invested, check and agree to the relevant procedures, and then click OK.
6. Confirm that the payment method is Yu 'ebao or bank card, and then pay immediately, as shown in the following figure.
Can I buy wealth management products with a credit card?
You can't buy wealth management products with a credit card. Wealth management products must be opened in a bank card that doesn't overdraw. Credit cards can't buy wealth management products.
Because the money in the credit card
is not allowed to be used for investment, house purchase, etc.
including stocks, funds, bank wealth management, etc.
, if you want to buy bank wealth management products online, you can only use a debit card (that is, a savings card),
and then open online banking,
Can I buy wealth management products with a credit card?
The credit card pocket life client supports the purchase of some wealth management products and funds, and you can query the basic information of the purchased products through the "My"-"Wealth" menu. At present, we support the purchase of one card or debit card from other banks.
you cannot purchase wealth management products or funds by credit card.
Tips
The purchase of pocket life channel needs to be inquired through pocket life channel or fund company.
individual customers can use credit cards. Buying wealth management products
is not allowed. Credit cards are not allowed to buy wealth management products, and can only be used for daily consumption and expenditure, otherwise it is illegal.
This concludes the introduction of whether credit cards can buy wealth management products and whether wealth management products can be purchased. I wonder if you have found the information you need?