How to apply for a CITIC Bank credit card? There are several ways to apply for a credit card
There are many channels for credit card application. Whether it is a traditional bank branch application or a new online application, each has its own advantages. Disadvantages. Applicants can choose according to the characteristics of different application channels. How to apply for a CITIC Bank credit card, the following four methods are summarized.
1. Online application
Log in to the CITIC Bank Credit Card Center, click "Apply for Credit Card", enter the credit card introduction page, select your favorite card, click "Apply Now", and then enter the application page, follow the prompts to complete the application process.
Comments: The application is convenient, the operation is simple, and the card is issued quickly. However, you cannot submit additional application materials, such as proof of financial resources, which may affect the card application, and the chance of being approved for a high-limit credit card is very low.
2. Application at bank outlets
Card applicants should prepare the materials directly and go to the counter of any CITIC Bank outlet to apply.
Comments: As a traditional credit card application method, although it takes longer to review the card than online application, more detailed information can be provided to the bank, which will help to successfully apply for the card, and even the credit limit. It will be relatively higher.
3. Customer service hotline
Call the CITIC Bank credit card customer service hotline: 400-88-95558, press "0" to switch to manual service, then press "5" to enter the credit card application function, and then Apply for a CITIC Bank credit card from customer service staff.
Comments: Applying for a credit card through the customer service phone takes a long time. After the application is made, the bank arranges for staff to come to collect information before going through the review process. It is more suitable for customers who are not in a hurry to use the card.
4. SMS application
Use your mobile phone to edit the SMS: BK. Users of China Mobile, China Unicom and China Telecom can apply for a CITIC Bank credit card by sending SMS to 106980095558. Users only need to pay ordinary text message fees to the mobile phone network operator, and the reply text messages sent to you by CITIC Bank are free of charge.
PS: CITIC Bank credit card application review requires a comprehensive assessment by the bank's credit reporting system, with many reference factors, such as age, job stability, income, credit record, etc. If the card application review is not passed and the applicant's work or financial information has changed later, the applicant can resubmit the information and apply again after 3 months. I believe everyone knows how to apply for a CITIC Bank credit card. Let’s introduce a CITIC credit card application platform to achieve truly fast card processing!
How to open a CITIC Bank credit card?
Instructions for opening a credit card
If you meet the conditions for applying for a CITIC credit card, after the credit card is successfully approved, we will send the credit card by mail (registered mail or EMS) to your mailing address.
When you receive the credit card, please first check whether the pinyin of the name on the front of the card is correct. After verifying that the information is correct, please sign the signature field on the back of the credit card, and then activate the credit card through the following methods. Meet the normal use of your credit card.
Credit card opening methods
CITIC Bank’s credit card opening methods include SMS card opening, online banking card opening, and customer service phone card opening.
1. Open a card via uplink text message
Use the mobile phone number registered with the bank when applying for a credit card, and edit the text message "the last 4 digits of kk and the last 4 digits of home phone number" (for example: kk00008888), Or edit the text message "kk the last 4 digits and the last 6 digits of the ID number" (for example: kk0000123456)
China Mobile, China Unicom and Telecom users can send it to 106980095558
to open the card.
2. Open a credit card through online banking
You can log in and click "Login to Online Banking", select "Credit Card Opening" and follow the operation prompts to open a credit card.
3. Customer service phone number to open a credit card
You can call 40088-95558, select "Service Language", select button "2", and follow the voice prompts to complete the credit card opening.
Notes on opening a CITIC Bank credit card:
1 After you activate your credit card through the above methods, the credit card can be used for consumption normally; if you need to use the credit card cash withdrawal function, please Refer to "Card Settings" to set a cash withdrawal password (also called "transaction password") for your credit card.
2 Click "Card Personalization Settings" to view the "Transaction Password" setting information
The consumption mode is your credit card consumption confirmation method. Except for the default consumption mode of CITIC Blue Card credit card, which is "password signature", the consumption mode of other CITIC credit cards defaults to "signature". You can refer to "Card Personalization Settings" to modify the credit card consumption mode.
How to open and activate CITIC Credit Card
You can activate CITIC Credit Card in the following ways:
1. Bring your valid ID and credit card to the bank counter and let Staff help activate the card. Use the landline or mobile phone number reserved when applying for a credit card to call the customer service number of CITIC Credit Card Center (400-889-5558), follow the voice prompts to activate the card, and set the inquiry password and transaction password.
2. Open the official website of CITIC Credit Card, follow the prompts to activate the credit card, and set the query password (credit card online banking login password) and transaction payment password.
3. Use the landline or mobile phone number reserved when applying for a credit card to call the customer service number of the CITIC Credit Card Center, follow the voice prompts to activate the card, and set the inquiry password and transaction password.
4. Follow the CITIC Credit Card public WeChat ID of CITIC Bank, activate the credit card according to the prompts, and set the query password and transaction password.
Operating environment: Baidu 5.6.7
1. China CITIC Group Co., Ltd. (formerly known as China International Trust and Investment Corporation, referred to as CITIC Group, CITICGroup in English) is a central financial enterprise , is a company founded on October 4, 1979 by former Vice President Rong Yiren, personally initiated and approved by Deng Xiaoping, the chief architect of reform and opening up. The main business is concentrated in finance, industry and other service industries.
2. In December 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and China CITIC Group Co., Ltd. ranked 241st. In July 2019, the 2019 Fortune World 500 was released Strong: Ranked 137th. In September 2019, the 2019 list of China's Top 100 Leading Enterprises in Strategic Emerging Industries was released in Jinan, with CITIC Group Co., Ltd. ranked 17th; the 2019 list of China's Top 500 Service Enterprises was released in Jinan, with CITIC Group Co., Ltd. ranked 17th. No. 17. In December 2019, CITIC Group Co., Ltd. was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. In August 2021, it was ranked 115th on the Fortune list.
How to activate a CITIC credit card
After receiving a credit card from CITIC Bank, it needs to be activated before it can be used. The following methods can be used to activate the credit card:
1. Activation through WeChat: Enter "open card" in the official WeChat CITIC Bank, and then the official account will automatically reply with a link to open a card.
2. Activate through the card space: My Account--Check and Repay--Open a Card.
3. Activate through SMS: send the last four digits of the KK card and the last six digits of the ID number (no need to enter the number) to 106980095558 to open the card.
4. Activate through the customer service hotline (95558): Enter the self-service voice service main menu, select 3 (activate card and set password) - 1 (activate credit card).
5. Activate through the official website (/shenqing/sem/page07.shtml?audience=261047): Official credit card website--My Account--Card Settings--Credit Card Opening.
Note: Some credit cards of CITIC Bank need to go to any offline branch for identity confirmation business. They can only be used after success. Please refer to the SMS reminder. If you do not know the above activation method, it is recommended to go to any CITIC Bank Bank branches are activated.
That’s it for the introduction of how to open a CITIC credit card.