Credit card withdrawal skills:

1. Spend more by credit card.

It costs more to swipe your card, and try to swipe your card where you can. It is best to keep a stable consumption record for several months before applying for cash withdrawal, and it is best to swipe about 20 cards every month, and the merchants who swipe their cards should also be diversified.

2. Appropriate staging.

Appropriate installment is beneficial to credit card withdrawal, but it is best not to be too long, 3 to 6 installments are enough, and the installment amount is not too large. For example, it is very appropriate to apply for installment after spending on some holidays, and the success rate of withdrawal is also high.

3. Make a good record of using the card.

If you want to return the credit card, a good credit card record is essential, because there is no way to return the credit card because there is a bad record on the credit information, so you must repay it on time to avoid illegal operations such as overdue and cash withdrawal.

4. Repayment prompt:

Overdue repayment of credit cards will not only affect personal credit records, but also affect future loan applications. Remember your repayment date. Repayment on time or in advance helps to increase the credit card limit.

Note: Be sure to master the time rhythm of swiping the card, and overdue repayment will lose the loan interest.

You can enjoy a maximum interest-free period of 50+ days by swiping your card the next day after the billing date;

The minimum interest-free period is 20 days if you swipe your card one day before the billing date.

5. Staging strategy

Proper use of installment repayment will help the bank's interest income and increase the credit line.

It is suggested that the installment period is 3-6 months, and it is recommended to be small, short-term and economical.

6. Card swiping taboo:

Due to the following incorrect credit card swiping behavior, the credit limit will be reduced to 1 yuan.

(1) It is forbidden to brush all credit card limits at one time.

(2) Fast forward and fast out are prohibited. It is forbidden to brush out immediately after repayment, and it is recommended to brush out the next day after repayment.

(3) No entry or exit. It is suggested that a single transaction should not exceed 50% of the credit card limit, and it is suggested that 80% of the credit card limit should be swiped every month, and it should not be full.

(4) it is forbidden to enter more and output more. It is forbidden to swipe the same card more than 3 times a day. It is recommended to swipe the same card at least 2 hours apart.